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Payout holds and account reviews

Why payouts or checkout can be delayed, what thresholds mean, how locks unlock, and how to request a review.

Why holds happen

  • Incomplete Stripe identity or business verification.
  • Elevated refund or dispute rates.
  • Risk reviews by Linker.page or Stripe (including early fraud warnings).
  • Bank account changes (short cooldown).
  • New-account rolling payout schedules until trust thresholds are met.
  • Soft risk signals on an order or tip (shared network/device, VPN) — payment succeeds; payout may wait ~14 days.

Payout lock vs blocked checkout

A blocked tip or shop checkout (self-pay, disposable email, Tor) only rejects that payment attempt. Your store can keep selling.

A payout lock pauses withdrawals / Stripe payouts for a stated period. You still see balances in Earnings. Dashboard → Earnings shows the reason and unlock date, and we email you.

How locks unlock

  • Bank change cooldown: usually ~72 hours, then payouts resume automatically.
  • Early fraud warning / dispute / risk review: typically up to ~14 days, then Linker.page clears the lock and restores your schedule when the timer ends.
  • Tip intake freezes tied to those security events use the same unlock time.
  • Stripe may keep its own hold longer — check Stripe Connect as well.

Unlock thresholds

Your dashboard may show sales or order counts that improve payout speed. Meeting a threshold does not override active disputes, fraud flags, or Stripe holds.

Request a review